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Insurance Agents for P & C

What is the percentage of independent agents vs captive agents in P & C insurance market?

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Insurance Agents for P & C

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what is the best way of marketing retirement annuities?
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Have been in the industry for seven years but still has some challenges marketing retirement annuity plans to top market guys who think they have no need of it. I have found the concepts in this web to be life changing and of immense value.

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