INSURANCE AGENT TRAINING
How to build a daily action plan
Insurance agents, this is your help website.
Each topic page on our website is a mini training experience.
Click on your topic of interest using the nav bar on left side of page
CREATING YOUR OWN DAILY ACTION PLAN FOR SUCCESS
Quality insurance agent training begins with the creation of a daily
action plan, which is a step by step approach to help you meet your
If you want to be successful, you must force yourself to do the things that successful agents do, and unsuccessful agents won't or don't do. Today’s Insurance Market is very competitive.
Any successful life insurance agent's success story starts with a
quality insurance agent training program and a good mentor. Couple this with a strong
discipline on your part, and that strong discipline should create
Over time, strong habits will become automatic, and if it is a strong enough habit you will feel guilty if you don't do it.
(Example of a strong habit) I will not leave a house after the
interview without getting at least one referred lead, keeping in mind
that this is critical to replacing your lost inventory)
Habits are developed and created. It is called behavior
management. If you never change your behavior to fit the situation,
"doing the things that need to be done", how will it be possible for you to
become successful? Review the Bob Davies free videos on behavior
management shown on the right side of this page.
Another key area of insurance agent training, whether you are a
captive agent or a broker requires the development of an daily action
plan for success. Build a plan and then execute the plan.
So what is a daily action plan?
I guess I have always viewed it as an organized
process of events that leads up to the sale of a company product. That
organized process being created by you.
Here is a simple generic overview of a daily action plan
- Numero Uno: Getting up and actually going to
work: sounds pretty basic, yet so many insurance agents end up failing
because they don't develop strong success patterns in the first few
This is where your insurance agent training starts. You are
now self employed and therefore your own boss. Sometimes that is good
and sometimes that is bad. You do not have to punch a clock. This is
where self discipline becomes most evident. So you either end up with
strong work ethic's or bad work ethic's.
Organize your thoughts: By listing them on a
yellow pad each and every day, a to do list of sorts. Successful agents
review their to do list first thing every day. It helps prepare your
mind set, and it is vital that you take about 15 minutes to update and
make a new one every evening, for your next days activity.
Determine your activity for the day: Specific
activities can be delegated to blocks of time and blocks of time can be
interchanged during the day. (Explained in the getting organized
- Do your record keeping: Part of your insurance
agent training package must include accurate record keeping. Your
company should have a record keeping book or computer program for you to
track the number of calls you make, number of interviews you keep,
dollar values, etc.
If you don't know who your best clients are, what each phone
call is worth, or each referred lead card is worth, you will not be able
to develop any type of a marketing plan for yourself, and you are
destined to fail. Any businessman that operates in an Ad Hoc manner will
- Generate leads: Decide on where you are going to
generate leads. You need to constantly replace inventory. If you call 15
people a day, you obviously need to generate 15 new prospects a day.
How do we do that? We must use a
proven prospecting system.
- Send out appointment reminder cards: I use to make
them up in advance and write the date to send out on the upper right hand stamp
corner. They should be sent out about 3 days before appt. Do not send
them all out beginning of week. Timing is everything as we will explain
in do's and don'ts section.
- Phone calling times: Earmark specific time
blocks during the day and the evening to call for appointments. Don't
get in the trap of only calling during the evening. Ever walk around in
the mall during day and see all the people. My point here is that there
are lots of people to call during the day.
- Study time: Quality insurance agent training is
knowledge and knowledge is power. But be careful don't try to impress
people with loads of technical stuff. When training agents and brokers I
use to tell them that the knowledge and information they gain through
advanced studies was to be used to ask the right question at the right
time during an interview.
- Mail out marketing letters: to people you plan
on calling, usually in a plain handwritten addressed envelope for
maximum effect. Maybe just have your agents name on return section, no
company affiliation. This works best if you want it opened. If you want
most of them to go into garbage, send in company envelope.
- Making those dreaded phone calls: Calling people
can be fun if you want it to be. People who are not interested in
granting you an appointment can and will give you leads if you ask. I'll
show you how to do this in the phone calling section.
You must make phone calling a fun event. Do it with a buddy, by each
taking turns. Challenge each other.
To get me started each evening or day, I would always use my
ice breakers. These were prospects that asked me to call them back. It
helped me get fired up, rather than calling a complete cold call to
start out with.
Preparing for your interviews: This is where you
predetermine things you will want to do or say during your interview
that day. Get that mind set. I have my secretary build manila
envelopes that would include all the information and forms I would need
to run that interview. (mortgage, business, health, financial needs
analysis, referred leads, etc) I would always have several of these folders, each, in my car or
briefcase and ready to go for each specific type of interview.
- Going out on the actual appointments: Daytime
and/or evening. This is where the rubber hits the road. I usually ran my
last evening appointment around 9 pm. Kids are in bed, parents are
I also would go out ahead of time, by driving by and checking
on the actual physical location if i was unsure of the address. I
usually tried to schedule appointments within the same geographic
location to save time and be more effective.
- Doing the actual interview: Which consists of asking key questions, the actual product presentation, the close and then asking for referred leads.
- End of day: and finally, review your yellow pad
and update you’re to do list it for the next day. Never end the day
walking away from it, without updating your yellow pad or your
"to do list."
This helps you paint a picture of your next days activity, and
trust me it will have big impact on your next days mind set. It does
not have to be detail specific. Just a quick snapshot or reminder. This subject seems to be over looked in most insurance agent training formats and I don't know why.
- Thank you letters: Send out a thank you card or letter the next morning after the interview to the people you
made a sale to and even those you did not make a sale to.
Your insurance agent training program being taught by
your manager is usually geared to have everyone singing off the same
page. More about this in the sales Process.
And always get those (HOT) signed referred lead cards sent out immediately. They get colder the longer you hold on to them.
Summary: Each and every task mentioned in this insurance agent training article should be considered a system.
Each system links you to the next. (phone calling, referrals, interview
process, the presentation, the close) You then manage each system on a
regular basis, update and fine tune it for maximum results. If one part of the system is broke then everything else suffers.
Remember, make that one extra phone call
Now you need to Learn how to get get organized
Remember, successful people do the things that unsuccessful people won't do.
learn and earn
› Insurance agent training